Sprains, strains and whiplash may not appear on an X-ray, but they can still affect work, sleep and daily life. Good documentation is essential.
The OCF-1 starts an Ontario accident-benefits claim. Learn who may apply, when to notify the insurer and what information the form requests.
The first hours and days after a collision can affect medical recovery and an insurance claim. These ten steps help preserve important information.
Ontario changed its statutory accident-benefits system on July 1, 2026. Here is what drivers and injured people should know about mandatory and optional coverage.